📋 Terms of Service

1. Introduction

Welcome to JokerLor ("we," "our," or "us"). By accessing or using our website at https://jokerlor.org (the "Site"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to all the terms and conditions of this agreement, you may not access or use the Site.

These Terms apply to all visitors, users, and others who access or use the Site. Our Privacy Policy also governs your use of our Site and explains how we collect, safeguard and disclose information that results from your use of our web pages. Please read our Privacy Policy carefully.

2. Educational Content

2.1 Educational Purpose

JokerLor is an educational resource providing information about gift cards. Our content is designed to educate consumers about various aspects of gift cards, including but not limited to policies, usage strategies, security measures, and consumer rights.

2.2 No Affiliation Disclaimer

We are not affiliated with, endorsed by, or sponsored by any of the gift card issuers, retailers, or brands mentioned on this website. All product names, logos, brands, trademarks, and registered trademarks are property of their respective owners.

2.3 Not Financial Advice

Information provided on this Site is for educational purposes only and does not constitute financial advice. We do not provide personalized financial recommendations. Please verify all information with the official retailer or issuer websites before making any purchase decisions.

3. User Conduct

By using our Site, you agree not to:

• Use the Site in any way that violates any applicable laws or regulations.
• Use the Site to transmit or distribute harmful computer code or malware.
• Attempt to gain unauthorized access to secured portions of the Site or its servers.
• Interfere with or disrupt the integrity or performance of the Site or its servers.
• Collect or track personal information of Site users.
• Engage in any automated use of the system, such as using scripts to send comments or messages.
• Attempt to impersonate another user or person.
• Upload or transmit any content that infringes any intellectual property or other rights of any party.
• Use the Site for any illegal or unauthorized purpose.

4. Intellectual Property

4.1 Our Content

The Site and its original content, features, and functionality are and will remain the exclusive property of JokerLor. The Site is protected by copyright, trademark, and other intellectual property laws. Our content may not be used, copied, reproduced, distributed, transmitted, broadcast, displayed, sold, licensed, or otherwise exploited for any commercial purposes without our express prior written consent.

4.2 Limited License

We grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Site for personal, non-commercial purposes. This license is subject to these Terms and does not include:

• Modifying or copying our materials;
• Using the materials for any commercial purpose;
• Attempting to decompile or reverse engineer any software contained on the Site;
• Removing any copyright or other proprietary notations;
• Transferring the materials to another person or "mirror" the materials on any other server.

This license shall automatically terminate if you violate any of these restrictions and may be terminated by JokerLor at any time.

4.3 Fair Use

Limited quotation of our content is permitted with proper attribution for non-commercial educational purposes. For any other use, please contact us for permission.

5. User-Generated Content

5.1 Comments and Feedback

If you submit comments, suggestions, or feedback about our Site or services ("Feedback"), you grant us a perpetual, irrevocable, worldwide, royalty-free license to use, reproduce, modify, publish, distribute, and otherwise exploit such Feedback for any purpose.

6. Third-Party Links

Our Site may contain links to third-party websites or services that are not owned or controlled by JokerLor. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services. You acknowledge and agree that JokerLor shall not be responsible or liable for any damage or loss caused by or in connection with the use of any such content, goods, or services available on or through any such websites or services.

We strongly advise you to read the terms and conditions and privacy policies of any third-party websites or services that you visit.

7. Disclaimer of Warranties

The Site is provided on an "AS IS" and "AS AVAILABLE" basis. JokerLor expressly disclaims all warranties of any kind, whether express or implied, including but not limited to the implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

JokerLor makes no warranty that:

• The Site will meet your requirements or expectations;
• The Site will be uninterrupted, timely, secure, or error-free;
• The results that may be obtained from the use of the Site will be accurate or reliable;
• Any errors in the Site will be corrected.

8. Limitation of Liability

To the maximum extent permitted by law, in no event shall JokerLor, its directors, employees, partners, agents, suppliers, or affiliates be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from:

• Your access to or use of or inability to access or use the Site;
• Any conduct or content of any third party on the Site;
• Any content obtained from the Site;
• Unauthorized access, use, or alteration of your transmissions or content;
• Any decisions made or actions taken based on information provided on this Site.

9. Indemnification

You agree to defend, indemnify, and hold harmless JokerLor, its directors, employees, partners, agents, suppliers, and affiliates from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms or your use of the Site.

10. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. The most current version of these Terms will be posted on our Site with the effective date. By continuing to access or use our Site after those revisions become effective, you agree to be bound by the revised Terms.

11. Governing Law

These Terms shall be governed and construed in accordance with the laws of the United States, without regard to its conflict of law provisions.

Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect.

12. Contact Us

If you have any questions about these Terms, please contact us: